Advisory services are provided by Employer Retirement Investment Advisors, LLC, a registered investment advisor which is not affiliated with Sage Software, Inc. By opening an account, you will become a customer of Employer Retirement Investment Advisors, LLC. Sage Software, Inc. is not an advisor or broker and is not facilitating your 401k plan or portfolio selections. Sage Software, Inc. will have no involvement in any account you establish with Employer Retirement Investment Advisors, LLC. Sage Software, Inc. is not responsible or liable, directly or indirectly, for any information provided by Employer Retirement Investment Advisors, LLC or for any damage or loss arising out of or in connection with Employer Retirement Investment Advisors, LLC or the 401k program.

Employer Retirement Investment Advisors, LLC., Plan Administrators, Inc., or Sage Software, Inc. cannot provide tax advice. Please see your tax advisor to determine how this information may apply to your own situation.

401k plans are: Not FDIC insured · Not bank guaranteed · May lose value. You should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. Call Employer Retirement Investment Advisors, LLC for a prospectus which contains this and other information regarding a specific mutual fund. You should read the prospectus carefully before investing.

Information published by Employer Retirement Investment Advisors, LLC., Plan Administrators, Inc., or Sage Software, Inc. is published in the United States and is intended only for persons in the United States.